Marine insurance
Almost any vessel can be insured, for a price. You just want to make sure the policy meets your needs.
What insurers look at
Insurers consider many factors when deciding whether to offer a policy:
- Age of the boat
- Length
- Value
- Speed
- Condition: does it meet US Coast Guard standards?
- Primary residence: is the boat used as a primary residence?
- Type: for example, amphibious boats
- Homemade: boats without a serial number (many kits are okay)
- Houseboats with no motor
- Ownership: more than two owners